Terms of Service
1. Service Scope
We offer consulting sessions, custom credit plans, and ongoing support. Clients must provide accurate information to receive the most effective recommendations.2. Client Responsibilities
Clients are responsible for implementing the strategies provided. CreditBridge Consulting cannot make financial decisions or submit disputes on your behalf unless explicitly authorized within the terms of engagement.3. Payment Terms
All fees will be clearly disclosed prior to service. No advance payments are collected in compliance with federal regulations. Fees may be charged upon the successful completion of agreed milestones or rendered services.4. Cancellation Policy
You may cancel your agreement within three business days of signing. Cancellations after that period may be subject to fees based on services rendered.5. Limitations of Liability
CreditBridge Consulting is not liable for any financial losses or adverse outcomes arising from actions taken or not taken by clients.
Legal Disclosures
1. No Guarantee of Results:
CreditBridge Consulting provides personalized credit education, consulting, and planning services. However, we do not guarantee specific improvements to your credit score, approval for loans, or favorable financing outcomes. Results vary based on individual credit history, financial habits, and responsiveness to the credit plan provided.2. Not a Law Firm or Financial Advisor:
CreditBridge Consulting is not a law firm, credit bureau, or licensed financial advisory service. We do not offer legal or financial advice. All information and services provided are for educational and informational purposes only.3. Right to Self-Dispute:
Clients are entitled to dispute inaccurate credit report information directly with credit reporting agencies free of charge. CreditBridge Consulting offers its services as a convenience and guide for individuals seeking assistance.4. Compliance with the Credit Repair Organizations Act (CROA)
CreditBridge Consulting adheres to the requirements of the CROA:o Clients may cancel their agreement within three business days of signing without incurring any penalty.
o No fees will be charged before services are rendered.
o We do not misrepresent our ability to remove accurate, timely, or verifiable information from credit reports.
Privacy Policy
1. Information Collection
We collect personal information such as name, contact details, and financial data voluntarily provided by clients for the purpose of delivering services.
2. Use of Information
Your information is used strictly for consulting, planning, and communicating with you regarding services. We do not sell or share your information with third parties.
3. Data Security
We implement industry-standard security protocols to protect your data. However, no system is entirely secure. By using our services, you accept this risk.
4. Access & Corrections
You may request access to the personal data we hold about you and request corrections if necessary.
5. Third-Party Links
Our website may contain links to external sites. We are not responsible for the privacy practices or content of those sites.